Mobile Payment one of the key elements for Urban Mobility <\/em><\/strong><\/p>\n\n\n\nReasons Why Public Transport is Not Moving to Mobile Ticketing<\/h3>\n\n\n\n
Mobile phones are so popular nowadays, so why don\u2019t transit agencies around the world decide to move to mobile ticketing?<\/p>\n\n\n\n
The reason is stemmed from the availability of a technology that can support most of the smartphone and have a fast transaction speed like the legacy smart card. Here the two popular technologies and their problem:<\/p>\n\n\n\n
1. NFC based (Near Field Communication)<\/h4>\n\n\n\n
NFC is the technology used in the legacy smart card for automatic fare collection (AFC). By incorporating an NFC chip inside a smartphone can enable the smartphone to be used as a legacy smart card.<\/p>\n\n\n\n
With the launch of Apple Pay, NFC based payment in 2014, people believe that NFC will be the ultimate solution for AFC.<\/p>\n\n\n\n
However, on the Android side of the smartphone, NFC is getting unpopular especially for the high volume low-end smartphone under US$ 200. This is a major setback for NFC is a solution for fare collection.<\/p>\n\n\n\n
2. QR Code-based<\/h4>\n\n\n\n
With the popularity of 2 payment giants in China, Wechat Pay, and Alipay, the QR code-based payment method suddenly gain popularity in China as well as in Asia.<\/p>\n\n\n\n
QR code payment method is available for all smartphones (IOS and Android OS). Unlike NFC based payment, QR code-based is an online payment system that requires server verification for the transaction. The transaction time will take more than 3 seconds. This speed is not acceptable for public transportation, especially for busy cities.<\/p>\n\n\n\n
In China, there is a work-a-round using off-line based QR code payment by trusting that the user will have sufficient funding. This is workable in China because all smartphone users have to register their name and personal information and get verified. However, it won’t work in most of the countries in the West due to the privacy act.<\/p>\n\n\n\n
Conclusion<\/h3>\n\n\n\n
The popular account-based ticketing isn’t a complete mobile payment technology, because most of them are using contactless credit cards.<\/p>\n\n\n\n
Effort should be spent on technology innovation to make Compass card a true mobile payment system supporting all IOS and Android phones.<\/p>\n\n\n\n
The author has over 19 years of experience in the automated fare collection industry. The latest development of mobile wallets is worth looking into. To learn more, please visit mobileafc.net<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"No plans for Compass smartphone app anytime soon Dailyhive Dec. 2019 For years, a common request from regular public transit riders has been the creation of a Compass smartphone app that provides a new way to pay for transit and access route information. This also happened to be a frequently submitted idea in TransLink\u2019s recent … Continue reading “No plans for the Compass smartphone App. Urban Mobility is a faraway goal. Vancouver, B.C.”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":337,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"kk_blocks_editor_width":"","_kiokenblocks_attr":"","_kiokenblocks_dimensions":"","spay_email":""},"categories":[92],"tags":[73,72,74,70,75,71],"jetpack_featured_media_url":"https:\/\/mobileafc.net\/wp-content\/uploads\/2020\/02\/translink-compass-card-bus-stop.jpg","_links":{"self":[{"href":"https:\/\/mobileafc.net\/index.php?rest_route=\/wp\/v2\/posts\/326"}],"collection":[{"href":"https:\/\/mobileafc.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mobileafc.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mobileafc.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mobileafc.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=326"}],"version-history":[{"count":9,"href":"https:\/\/mobileafc.net\/index.php?rest_route=\/wp\/v2\/posts\/326\/revisions"}],"predecessor-version":[{"id":336,"href":"https:\/\/mobileafc.net\/index.php?rest_route=\/wp\/v2\/posts\/326\/revisions\/336"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mobileafc.net\/index.php?rest_route=\/wp\/v2\/media\/337"}],"wp:attachment":[{"href":"https:\/\/mobileafc.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mobileafc.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mobileafc.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}